We approach our investments and clients with a “partnership approach” where we act as your commercial capital consultant to identify your capital need to provide the right solutions to solve that capital need. Our success is solely based on our ability to perform according to our client’s needs.
COMMERCIAL REAL ESTATE FINANCING
BRIDGE TO AGENCY LENDING
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Investment Properties Solutions specializes in real estate loans ranging from $100,000 to $500,000 million with unique programs for both investors and business owners. Most often our borrowers need more flexible options which can include:
NON-RECOURSE with standard Carve Outs
Loan terms with extension options provide flexibility
Able to pivot between bridge and perm program for tweener deals
Fast answers with front-end “speed underwriting”
No exit fee if refinancing with same lender
Quick closings provide ability to capitalize on opportunity
1-2% Waived with refinance with same lender into their Mac SBL, fixed rate or agency program
FREDDIE MAC SBL LENDING
IPS has a special business relationship with a National Lender specializing in providing small balanced loans from 41MM to $7.5MM with both fixed and hybrid rate structures
PROPERTY TYPES
LOAN SIZE
LOAN PURPOSE
SPEED TO CLOSING
TERMS
LEVERAGE
RECOURSE
MINIMUM DSCR
AMORTIZATION
BORROWER
ESCROWS
RATE HOLD
CREDIT
NET WORTH & LIQUIDITY
Multi-Family 5+ units
1 Million+
Acquisition or refinance (Cash-out available)
60 days
5, 7, 10 year fixed
20 year hybrid ARM with initial 5, 7, 10 year fixed
NON-Recourse with standard carve outs
1.20x Top Market / 1.25x Standard Market / 1.30x Small Market / 1.35x Very Small Market
30 years
Single purpose entity Required
Real Estate Taxes if LTV > 65%, Reserves: if > 50 units
Coupon pricing held for 35 business days from execution of LOI
Minimum FICO 680
Net Worth equal to or exceeding loan amount. Liquidity equal to or exceeding 9 months P&I prior to closing
WHY IPS-NOW?
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Investment Properties Solutions, LLC is a commercial mortgage broker providing financing solutions for today’s real estate investor. Real Estate Investing has evolved. We have mastered the ability to meet our client’s needs by offering innovative yet simple financing solutions in today’s competitive market. With years of industry expertise and success, we are able to meet the demands of our investors and grow their business. Our mission is to be your personalized “go to” money source by delivering loan programs and financing options that are fast, flexible, simple, and dependable.